From low pensions to delayed dues: Retirement should be a time of relaxation and financial security after decades of hard work. Yet, for millions of retirees in India, it’s often marked by worry. Many struggle with pensions that barely cover rising living costs and frustrating delays in receiving their rightful dues. These issues—from low pension … Read more
How you can retire with a smaller retirement: Many people dream of retirement but worry that their savings won’t be enough. The good news is that retiring comfortably doesn’t always require a massive nest egg. With smart planning, lifestyle adjustments, and a bit of creativity, you can make a smaller retirement fund work. In fact, … Read more
Idle money, lost opportunities: In today’s fast-paced world, many of us work hard to earn and save money, but what happens when that hard-earned cash just sits idle in a low-interest savings account? Idle money refers to funds that aren’t actively working for you—whether it’s piling up in checking accounts, under the mattress, or in … Read more
2026 Investment Outlook: As we head into 2026, the investment landscape looks promising yet cautious. Global economies are showing resilience after a turbulent 2025, with moderate growth expected amid ongoing AI advancements, easing interest rates, and shifting policies. While challenges like inflation pressures and geopolitical tensions linger, many experts see solid opportunities in equities, bonds, … Read more
How much term insurance do you really need in 2025: In today’s fast-paced world, planning for the unexpected is more important than ever. Term insurance offers pure protection at affordable rates, giving your family a financial safety net if you’re no longer around. But figuring out the right coverage amount can feel overwhelming. With rising … Read more
A nominee’s guide to filing a term insurance claim Losing a loved one is one of the toughest things anyone can go through. On top of the emotional pain, dealing with financial matters like insurance claims can feel overwhelming. If you’re the nominee on a term insurance policy, this guide is here to help you … Read more
Ayush hospitalisation and insurance: In recent years, more people in India are turning to traditional healing methods for their health needs. AYUSH — which stands for Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy — offers natural, holistic approaches that often have fewer side effects compared to modern medicine. The good news is that health … Read more
How changes in benchmark interest rate: If you’ve ever wondered why your stock portfolio dips or your bond values shift when the Federal Reserve announces a rate change, you’re not alone. Benchmark interest rates, set by central banks like the Fed, are a big deal for investors. They influence borrowing costs, economic growth, and the … Read more
What are co-pay and deductibles in insurance policies?: Navigating health insurance can feel overwhelming, especially when terms like co-pay and deductible come up. These are key parts of most insurance policies that determine how much you pay out of pocket for medical care. Understanding them helps you choose the right plan and budget for healthcare … Read more
your spouse and kids will thank you foryour spouse and kids will thank you for: Life can throw unexpected curves at us—whether it’s a sudden illness, a trip gone wrong, or something more permanent. In those moments, the last thing your family needs is to scramble through drawers and digital chaos trying to figure out … Read more